Ice dams occur when ice builds up along the eaves of your roof. Ice dams form when snow and ice melt off the main part of your roof and re-freeze when they reach the eaves. This happens because the eaves (the overhangs at the edge of your roof) tend to be colder than the rest [...]
Tag Archives: homeowners insurance
Turn your clocks back & checking your water driven sump pump
And don’t forget to check the batteries on your smoke detectors! This is also a great time to make sure that your water driven sump pump is in good working order. For information on how to check your water driven sump pump visit http://www.sump-pump-info.com/. *If you have a sump pump, make sure that you have [...]
About Homeowners Insurance: Replacement cost vs. Market Value explained
We are frequently asked this question about homeowners insurance — Why do I have to insure my home for $250,000 when the houses in my neighborhood are only selling for $200,000? Our job, as your agent is to make sure that you have adequate coverage if the worst happens. Replacement cost is the actual materials, labor, [...]
Water, Water Everywhere!
Back up of sewer and drain coverage can be added to your homeowners policy.
My kid left for college, what do I need to do with my insurance?
My son/daughter is leaving for college. Do I need to do anything with my insurance? In general, your homeowner’s policy will still cover your child’s belongings and liability while they are living in an on-campus dorm or university- provided off campus housing. (If they will be living in a privately leased apartment, call our office [...]
Useful tips for purchasing insurance products
The term “comptus emptor” means buyer beware in Latin. This phrase can be used under many circumstances where purchases of complicated or big ticket items are concerned. The PA insurance department has compiled a list of useful tips for consumers of insurance. Check out the information at: http://pa.gov/portal/server.pt/community/news_and_media/5236 We think you will find many of [...]
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