Tag Archives: insurance
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Ice dams

Ice dams occur when ice builds up along the eaves of your roof. Ice dams form when snow and ice melt off the main part of your roof and re-freeze when they reach the eaves. This happens because the eaves (the overhangs at the edge of your roof) tend to be colder than the rest [...]

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AUTO INSURANCE COVERAGE EXPLAINED

Click on the link to access important explanations of auto insurance coverage available in Pennsylvania.

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Turn your clocks back on Sunday

And don’t forget to check the batteries on your smoke detectors!  This is also a great time to make sure that your sump pump is in good working order.  For information on how to check your sump pump visit http://www.sump-pump-info.com/. *If you have a sump pump, make sure that you have “Back-up of sewers and [...]

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Replacement cost vs. Market Value explained

We are frequently asked this question–Why do I have to insure my home for $250,000 when the houses in my neighborhood are only selling for $200,000? Our job, as your agent is to make sure that you have adequate coverage if the worst happens.    Replacement cost is the actual materials, labor, overhead and debris removal cost of [...]

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My kid left for college–what do I need to do with my insurance?

My son/daughter is leaving for college.  Do I need to do anything with my insurance? In general, your homeowner’s policy will still cover your child’s belongings and liability while they are living in an on-campus dorm or university- provided off campus housing.  (If they will be living in a privately leased apartment, call our office [...]

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Health Insurance Changes

Recent Health Care Reform Legislation has increased the availability of individual health insurance coverage.

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