Do you know the difference?  A Homeowners' policy is very specific in how it responds to water losses---certain things are covered, but other losses may not be.  You need to know how YOUR homeowners policy will protect you if you had a burst pipe, a flooded basement, a sewer back-up or sump overflow.     Read the article in the link below and then give us a call to review your policy.   We can suggest coverage options to fill any gaps.   And don't forget   Â